Mortgage Calculators

Mortgage Qualification Calculators

How Much House Can You Afford?

This calculator now allows you to use the higher debt ratios characteristic of certain high expense housing areas; hey, people in California should get to buy homes too!

	Annual Income
	Monthly Debt (Car payments, credit cards, student loan payment etc.)
	Cash in hand for down payment
	Property tax rate (1% = $1000/yr for 100K house)
	Home Insurance rate (0.5% = $500/yr for 100K house)
	Interest Rate (%)
	Length of Loan (years)
	Maximum PITI Debt Ratio (%) - If unsure leave as 28%
	Maximum Total Debt Ratio (%) - If unsure leave as 36%

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